Category Archives: Financial Tips

Learning from Mistakes to My Cheap & Quick Home Staging Buying Guide Checklists.

This is Quick Staging Buying Guide for Bedroom And Bathroom for new vacant rooms.  We do not cover the kitchen & living room since we do not have enough time to install or build in kitchen tables or bringing more couches, etc.

I am a beginner.  Still, my love for home decor & my frequent market touring give me some ideas where to get stuffs. So lets start.

Firstly, before you want to put anything inside the room. You want to make sure there is no dirt on the floor. The wall and ceiling is clean & no marks, cracks or holes. Same as windows.  And remember:

Less is better. Take out all clutters.

Because we only have 1 day to get all of the stuffs, I follow some certain rules for quicker buys.

1. Colour. If your room is dark & need more lights, get neutral colour or WHITE.  Brighter room you can have more colours but if you are not really good at mixing colours then refer to Colour Wheel or Chart. You do not want to have too much colours in your room. And It would stress you in the later buys. Even when to reorganize and put everything together.  This is what happen to me.  It still bugs me that the red flower painting is not complement well with the purple pot on the right.

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2.Consistency. You want to have consistency between two bathrooms or among every bedrooms too. It also quicken your buyings. For example, every bedroom I pick the same white rug. A same flower pot and candle & scent holder trays for every bathroom.

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3. Size. Consider the room sizes in your buying. If your washroom is small, you do not want to put cabinets, chairs, table stands or whatever inside. Keep it simple & clean.  Same with bed room, you do not want a big nightstand take away all of the space inside the room. Then maybe it is a better idea to replace it with a floor lamp.

4. Money Matter. Read the tag before you pick it up. You never know if your bills could go up considerably because of some towels that $10 each.

5. Add number in you Checklist.  Forgetting to add number and it results to having not enough pillows, nightstands or rugs inside the room. Especially when you have shorter prepare time before your estate team ready to make video & picture it.

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Have to put Smaller pillow from others room because we forgot to buy pillows !!! 

Home Buying Checklist: (w/o number added)

 1. Bed Air.

2. Duvet/ Bed Sheets

3. Pillows.

4. Mirrors(it make the room look bigger- normally mirror is put in front of the entrance when people entering or in the corner.

5. Carpets or Rugs

6. Night stands or Floor Lamps.

7. Flowers Pots. (optional)

8. Painting or Clocks (optional)

9. Towels/ Curtains

10. Baskets Or boxes

. washroom

 Stores To Visit.

1. Walmart

2. Ikea

3. Canadian Tire

4. Thrift Stores. (For paintings & arts)

There no way you can run away from the Cost of Buying from Start to Finish. Therefore, if you have the Power Of Lending And Borrowing from friends and family, do use them. laugh*

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How To Save Money On Food If You Are Living Alone

Hello friends,

This is the tips I collected & learned from my years of living away from family.

Rule 1: Only Shop For Food On Sale.

Before shopping for food on Sale, remember to:

1. Read the expiration date

2. Look around carefully, especially the meat, sometimes they put old meat on the top.

3. Look mostly for those that are ON SALE

4. Know how to pick your food, vegetables & fruits.

5. Understand the measurement. (pound, kg, gr…)

Tour many markets to confirm the price. Remember your frequent shopped items. Remember its lowest price. Compared with its lowest sale price when you shop. Ex: I remember one time broccoli hits $1.14. I dont shop for broccoli that over $2.

Sometimes, where you shop is also important but also remember each markets always have its better and lower priced item depended on its suppliers.

Rule 2: Box It Up When You Cook. 

How you cook is also important. I remember a lot of time I bought vegetable & meat & after I cook, I have to throw away a lot of food because I cant finish all of them. So I figure out for example a $2 Gai Lan could be eaten 2 or 3 times without throwing any food away by separate and divide my gai lan bunch into 2 or 3 others bag after washing it. The same with meat and other foods.

So Lets Me Tell You More.

Imagine you have a little lunchbox in front of you. After put rice or noodle in bigger part of the box, What else would you put in?

If you have a piece of salmon steak or beef steak (divide by half in 2 box for lunch & dinner). Or you can also switch the steak with 2/3 pieces of chicken wings or thighs. Then vegetables on the side. Dont forget your soup if you do have. You can add cookies, fruits & others deserts for the smallest part of the box.

Benefits: you have full meal courses without worrying about throwing away left-over.

Remember Rotation Rule: Always eat whatever that you know would soon expired or going bad & leave the new groceries at the very end of the fridge.

Ok I know some of easy, cheaper dishes you can make such as the classic pasta. Still, I dont recommend anyone to eat junk food or less healthy food all the time. I am personally have really bad ingestion problem with pasta noodles.

I really love this show. Save With Jamie, by Jamie Oliver. He teach people what to do with leftovers. A lot of helpful tips & tricks too. You can search & watch him on Youtube, even though all of his episodes will not be there. I watched till episode 7. However, I think they deleted it for copyright violation. Try your local library to see if they have it. & link to his book here. 

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Rule 3: No eating out. 

If you can restraint yourself from eating out, you’ve already saved a lot of money.

P/s: Please Feel free to add comment and suggestion. There is no absolute right to everything.

Save Money On Hair Products.

1. Save Money On Hair Products

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I have natural curly hair, I have a really hard time with it when i were young because most the kids around me have straight hair. When I got into high school, I kept going to hair salon twice a year to do permanent straighten to my hair. I was not happy with the colour of my hair either. It is not really black like most Asian girl, it is more gray so I dye it continuously for three years to brown, dark brown or golden brown. My hair ended up really dry and a lot of split-ended.

I tried a lot of ways to make it better. Buying expensive shampoo & conditioners. But then I got more dandruff I have to change back to old shampoo. Eventually, I dont use conditioner anymore, I start to use hair masks. I washed my hair & shower separately. I only use cold water because hot water is not good for your hair. It took a long time for my hair to look better. Besides shampoo & hair mask, I also use oil, put it directly after shower, when hair still wet. I figured out I dont have to spend more money on those stuffs. For better results, I apply coconut oil (I bought it for 7$ in Costco) on my hair once in a while too.

My $40 Survival Curly Hair Kit

1. Your favourite shampoo (Head&Shoulders Classic Clean $5.68 in Walmart)

2. L’Oreal Hair Mask (there are many kinds but its around $7.99 or lower if on sale)

3. Marc Anthony Strictly Curls Curl Defining Lotion 245 mL (>< $7.99)

4. Marc Anthony Strictly Curls Curl Booster (><$7.99)

5.Coconut Oil (~$7).

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This is my natural hair without using hair curlers. No photoshop.